• Mandatory saving upon being a member.
  • Micro-financial services to target group.
  • Complete micro-financial service package to members / customers.
  • Financial discipline essential for better micro-financial services.
  • Priority to women, dalits, indigenous and minority people.
  • Group guarantee for comparatively smaller loan and collateral guarantee for bigger loan.
  • Periodic but regular installment (principal + interest) repayment.
  • Transparent, prompt and efficient service delivery.
  • Door-to-door service.
  • Based on productive and efficient staffs.
  • Provision of loan service along with other relevant services.